Description About the Role We are looking for a pragmatic, business-minded Data Scientist to design, build, and defend production-ready machine-learning models that power short-term lending products-from tax-refund advances to BNPL and installment loans. You'll partner with product, risk, and engineering teams to turn raw data into fair, compliant, and actionable lending insights. What You'll Do Design, build, and iterate on supervised and unsupervised ML models (tree-based, regression, time-s