Business Analyst- 5 years in Credit Cards Domain

Overview

On Site
$50 - $60
Full Time

Skills

Business Analysis
Banking

Job Details

Job Description: Business Analyst Credit Cards Domain

Location: Dallas, TX
Grade: EX (Goldman Preferred)
Employment Type: Full-Time / Contract
Experience: 8+ years (5+ years in the credit Cards domain)

 

 

Job Summary:

We are seeking an experienced Business Analyst (BA) with a strong background in the Credit Cards domain to join our team in Dallas, TX. The ideal candidate should have at least 5+ years of relevant experience in Credit Cards and 8+ years of overall experience in business analysis. The candidate must be well-versed in Regulatory, KYC, AML, and Data projects, along with a deep understanding of various Credit Card applications across acquisitions, servicing, risk, and credit reporting.

This role requires strong analytical and problem-solving skills, the ability to conduct root cause analysis (RCA), and exceptional communication and stakeholder management capabilities.

 

Key Responsibilities:

Business Analysis & Requirements Gathering:

  • Work closely with business and technology teams to gather, analyze, and document business requirements.
  • Translate business requirements into functional and technical specifications.
  • Conduct gap analysis and recommend process improvements.

Credit Cards Domain Expertise:

  • Provide in-depth knowledge of Credit Card lifecycle applications, including:
    • Card Acquisitions
    • Card Servicing
    • Risk & Fraud Management
    • Credit Reporting & Account Receivables
    • Backend Processing & Settlement Systems

Regulatory & Compliance Knowledge:

  • Strong experience working with Regulatory, KYC (Know Your Customer), and AML (Anti-Money Laundering) projects.
  • Ensure compliance with banking and financial regulations in credit card operations.

Data Analysis & Root Cause Analysis (RCA):

  • Conduct RCA and research work to identify business issues and recommend solutions.
  • Work with large datasets and use SQL or data analysis tools to analyze trends and patterns.

Stakeholder Management & Communication:

  • Collaborate with cross-functional teams, including business users, developers, and QA teams.
  • Engage with internal and external stakeholders to ensure project alignment and seamless execution.
  • Act as a liaison between business teams and IT to ensure business needs are effectively translated into technical solutions.

Testing & Implementation Support:

  • Support User Acceptance Testing (UAT) and ensure requirements are met.
  • Work with the development and QA teams to ensure smooth implementation.
  • Provide post-implementation support and monitor performance for continuous improvements.

 

Required Qualifications & Skills:

8+ years of overall experience, with at least 5+ years in the Credit Cards domain as a Business Analyst.
Strong expertise in Credit Card applications, including Acquisitions, Servicing, Risk, Credit Reporting, and Backend Applications.
Experience with Regulatory, KYC, AML, and Data projects in the banking/financial sector.
Excellent analytical skills with the ability to perform Root Cause Analysis (RCA) and research.
Proficiency in working with SQL, Excel, or data analysis tools for report generation and data validation.
Strong communication, documentation, and stakeholder management skills.
Ability to work in fast-paced environments with minimal supervision and strong self-learning capabilities.
Knowledge of Agile methodology and experience with tools like JIRA, Confluence, or Rally.
Experience with Goldman Sachs or similar Tier-1 financial institutions is a plus

Employers have access to artificial intelligence language tools (“AI”) that help generate and enhance job descriptions and AI may have been used to create this description. The position description has been reviewed for accuracy and Dice believes it to correctly reflect the job opportunity.